IMPLEMENTASI AKAD WADIAH PADA PRODUK TABUNGAN EASY WADIAH DI BANK SYARIAH INDONESIA (BSI)AREA JAKARTA RAWAMANGUN

Abstract

This research uses a qualitative descriptive method by collecting primary data through interviews with BSI representatives related to the Easy Wadiah Savings product at Bank Syariah Indonesia in the Jakarta Rawamangun Area. Secondary data was also obtained from literature related to sharia and sharia banking products. The results of this research indicate that the implementation of the Wadiah contract for the Easy Wadiah Savings product at Bank Syariah Indonesia Jakarta Rawamangun Area has followed applicable sharia principles. In addition, this research also identified several challenges faced in implementing the Wadiah contract, including strict supervision from sharia authorities, compliance with developing sharia principles, and educating customers about the concept of the Wadiah contract. In conclusion, the implementation of the Wadiah contract on the Easy Wadiah Savings product at Bank Syariah Indonesia Jakarta Rawamangun Area has been successful in complying with sharia principles. However, banks need to continue to face the challenges of ensuring ongoing compliance and providing education to customers about the sharia principles underlying these products. This research is expected to provide a better view of how sharia banking products follow sharia principles in their operations.