Peran Entrepreneurship dalam Memoderasi Hubungan antara Model Pembiayaan pada Perkembangan Usaha Mikro Kecil dan Menengah (Studi Eksperimental Desain di BMT Madira Kecamatan Boyolali)

Abstract

The aim of this research is to analyze the role of entrepreneurship in moderating the relationship between financing models on the development of MSMEs among BMT Madira members, Boyolali District. The sampling technique used was 150 respondents. The data used are the results of laboratory experiments using SPSS tools to carry out experimental design tests using One Way Anova, Two Way Anova, Homogeneity Test, T-Test, F-Test then continued with the Duncan Test. The results of this research show that the development of MSMEs in high entrepreneurship mudharabah financing has a mean value of 31,68 which is higher than low entrepreneurship mudharabah financing with a mean value of 27,21. Then high entrepreneurship murabahah financing has a mean value of 26,72 which is higher than low entrepreneurship murabahah financing which has a mean value of 20,52. Study 1 provides evidence that mudharabah financing can lead to a higher increase in MSME development than murabahah financing. Study 2 proves that high entrepreneurship can lead to a higher increase in MSME development than low entrepreneurship. Study 3 proves that entrepreneurship is proven to moderate the influence of financing models on the development of MSMEs.

Keywords: Mudharabah Financing, Murabahah Financing, Entrepreneurship, and MSME Development.